Product Information.  Woodmen of the World and/or Assured Life Association carefully adheres to the insurance laws and regulations of the states in which we transact business.  By providing insurance or annuity product information on this website, we do not intend to offer to sell or invite you to purchase any insurance or annuity product if to do so would violate the insurance laws of any state or if you are located in a state in which we are not licensed to transact business.  The insurance and annuity product descriptions contained herein are provided for informational purposes only and are intended to give you a general idea of the products and services available from Woodmen of the World and/or Assured Life Association.  Please note that all products and services described herein may not be available in every state or there may be variations in the forms and applications for certain products depending upon location.  For specific product details, costs, and availability, please contact us.

Privacy Policy.  Your privacy is important to us.  Woodmen of the World and/or Assured Life Association has developed this privacy policy for the benefit of our members and users of this website and to demonstrate our commitment to protecting your privacy.  The following information summarizes our personal data gathering and distribution practices associated with this website.  Please note that we reserve the right to change this Privacy Policy, or any other policy or practice, at any time.  Any such changes will be effective immediately upon posting to this website.  You should review this website for information concerning such changes.  Your continued use of this website following posting of such changes will be conclusively deemed acceptance of the changes.

Collection of Personal Information.  In order to provide you with high quality and relevant information, we may periodically collect certain personal information during your visit to this website.  This information is used only to respond to any requests by you for further information or to improve our content and service. 

Distribution of Personal Information.

All personal information that we may collect is maintained in the strictest confidence.  We do not sell, share, license, or otherwise distribute member and user personal information.

Third Party Websites.  This website may contain hyperlinks to other websites owned or administered by third parties not affiliated with Woodmen of the World and/or Assured Life Association.  These third party websites are provided for your convenience and information only. By including such links in this website, we do not endorse, approve, or certify the accuracy or completeness of any information, product, or service referenced or provided at such third party websites.  We are not responsible in any way for transactions between users and such third parties.  Furthermore, users should be aware that third party websites are not within the control of Woodmen of the World and/or Assured Life Association and are not subject to our privacy policy or other policies and practices.  Users of this website should check the policies and practices of third party websites to see how their personal information may be utilized by the operators of such sites.

Intellectual Property Rights.  The information contained in this website is protected by various federal, state, and international laws, including but not limited to United States copyright, trade secret, trademark, and intellectual property laws and regulations.  The contents of this website and all materials distributed in conjunction with the website are copyrighted © 2010 Woodmen of the World and/or Assured Life Association, all rights reserved.  Information contained in this website or distributed in conjunction therewith may not be copied, distributed, "mirrored" or "framed" on another website, or otherwise duplicated or distributed without our express written permission.  You may print one copy of the information contained herein for your personal use.

LIMITATION OF LIABILITY AND WARRANTY.  USE OF THIS WEBSITE IS ENTIRELY AT YOUR OWN RISK.  THE MATERIALS ON THIS WEBSITE ARE PROVIDED "AS IS," WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OF IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES CONCERNING THE AVAILABILITY OR CONTENT OF INFORMATION, PRODUCTS, AND SERVICES; AND ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.  WOODMEN OF THE WORLD AND/OR ASSURED LIFE ASSOCIATION DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE MATERIALS ON THIS WEBSITE WILL BE UNINTERRUPTED OR FREE FROM ERRORS, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS WEBSITE OR THE SERVER ON WHICH IT IS LOCATED ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.  WOODMEN OF THE WORLD AND/OR ASSURED LIFE ASSOCIATION MAKES NO WARRANTIES OR REPRESENTATIONS CONCERNING THE USE, RESULTS OF THE USE, CORRECTNESS, COMPLETENESS, ACCURACY, OR RELIABILITY OF THE MATERIALS ON THIS WEBSITE.  BY USING THIS WEBSITE, YOU HEREBY AGREE TO HOLD HARMLESS WOODMEN OF THE WORLD AND/OR ASSURED LIFE ASSOCIATION FROM ANY AND ALL CLAIMS ARISING FROM SUCH USE, INCLUDING BUT NOT LIMITED TO NECESSARY COSTS OF SERVICE, REPAIR, OR CORRECTION RESULTING FROM SUCH USE.

Digital Millennium Copyright Act Compliance.  It is the policy of Woodmen of the World and/or Assured Life Association to comply with all applicable intellectual property laws and regulations.  In accordance with the provisions of the Digital Millennium Copyright Act (17 U.S.C. § 512) (DMCA), Woodmen of the World and/or Assured Life Association strives to accommodate and not interfere with “standard technical measures,” as defined in the DMCA, which are designed for use by copyright owners to identify and protect copyright material.  Furthermore, we may block access to or delete any copyright infringing material posted by users of this website.  If a Notice of Copyright Infringement is received by Woodmen, we will promptly take the steps authorized by the DMCA to disable access to or remove the infringing material pending further action.  If an infringing user of this website repeats such infringing conduct, we may terminate the infringing user’s access to this website.

Complaints concerning possible copyright infringement involving information posted on the Woodmen of the World and/or Assured Life Association website should be directed to:

            Diane Muller

            Secretary and Vice President of Operations

            Woodmen of the World and/or Assured Life Association

            8000 East Maplewood Avenue Suite 105

            Greenwood Village, CO 80111-4727

            Telephone:    (303) 468-3773

            Facsimile:      (303) 792-9793

            Email:             wowservice@denverwoodmen.com

 
Additional information concerning the Digital Millennium Copyright Act and other copyright issues is available from the United States Copyright Office at www.loc.gov/copyright.

Territory.  Woodmen of the World and/or Assured Life Association is licensed to transact business in the following states:

Contact Us.  We welcome your questions and comments.  If you have any comments or questions about this website or the products and services described herein, please contact us by e-mail at wowservice@denverwoodmen.com  or by regular mail at:

Woodmen of the World/Assured Life Association

8000 E Maplewood Ave., Suite 105

Greenwood Village, CO  80111
303/792-9777 or 800/777-9777